www.machbank.com

MBL Micro-Lending (DSL)

MBL Mahila-U Loan

The Product is expected to create employment opportunities, create access to finance for women especially in rural and semi-urban areas, diversify the Bank’s risks, and create a base of potential SME customers for MBL as many of the micro entrepreneurs of today will graduate into relatively bigger businesspersons tomorrow.

ELIGIBILITY

  • Shall be given only to entrepreneurships (i.e. micro enterprises) promote/owned by Nepalese Women or group of Nepalese women.
  • The Applicant must be at least 21 years of age (as per citizenship certificate) at the time of submission of loan application and the loan must be terminable before the applicant reaches the age of 65 years (for individual borrower’s only).
  • In case of business unit as a borrower, the business must be registered with Department Small Industry or any other competent authority as per norms of Know Your Customer.
  • Borrower must be literate, that is, able to write and record her/his business activities.
  • Loan can be approved in joint names (more than one borrower also). However, at least one of the borrowers must meet the above criteria. The joint borrowers can be undivided family as well as third party members/partners.

 

MBL Small Farmers Individual Loan

 

The Product is expected to help create employment opportunities, create access to finance for individual or group of small farmers especially in rural and semi-urban areas. The product will be targeted to individual farmers or group of farmers for Livestock farming, Agriculture, commercial farming etc.

 

ELIGIBILITY

  • All Nepalese Citizens (individuals only).
  • The Applicant must be at least 21 years of age (as per citizenship certificate) at the time of submission of loan application and the loan must be terminable before the applicant reaches the age of 65 years (for individual borrower’s only).
  • Borrower must be literate, that is, able to write and record her business activities.
  • Loan can be approved in joint names (borrower) also. At least one of the borrowers must meet the above criteria in case of joint borrowers. Only members of an undivided family can be joint borrowers.

Total limit to the members of one house family shall not exceed the maximum limit as prescribed above

MBL Yuba Tatha Sana Byabasayi Kirshi Karja

The product is designed to target to Youth and Small Farmers to start or grow their business in line with the circular issued by Nepal Rastra Bank (NRB) for providing agriculture loans with subsidy. The product will be driven Krishi Karja Karyabidhi issued by NRB for following purpose.

  • Vegetables production, processing and storing
  • Seed production, processing and storing
  • Floriculture
  • Poultry and livestock
  • Fruits production, processing and storing
  • Milk production, processing, sales and distribution
  • Fishery
  • Mushroom production, processing and storing
  • Slaughter house and meat-processing unit.
  • Herbs production, processing and storing.
  • Cash-crops like ( sugar-cane, cardamom, and ginger) production , storing and processing
  • Beekeeping
  • Production, processing and storage of items like millet, buckwheat& Shiso

Other agro-based business added by Government of Nepal from time to time

 

MBL Small and Micro Enterprises Karja (MBL MSME Loan)

The loans extended to small and micro enterprises in order to enable bank financing on easy terms. To finance viable small & micro- based business or products; which are already in the market or for new setup of business coming up with new opportunities for market expansion and growth in local.

      In detail to finance;

  • Retailer
  • Wholesaler
  • Small Industry
  • Service Sector and Others
  • Swapping: Swapping from other banks and financial institutions

MBL Saral Karja (MBL SrK Loan)

The loans extended to small and micro enterprises in order to enable bank financing on easy terms. To finance viable small & micro- based business or products; which are already in the market or for new setup of business coming up with new opportunities for market expansion and growth in local.

The target customers for MBL Saral Karja are the lower and middle class individuals as well as institutions involved  in  small  and  micro  entrepreneurship  business,  women  entrepreneurs  run  business,  livestock business, agricultural business, animal husbandry, agro-based business, foreign employment, handicrafts, skill based entrepreneurship etc.

MBL Subsidized Loan

This Product deals with parameters of subsidized loan products as outlined in Nepal Rastra Bank’s “Unified working procedure for interest  subsidy  on  subsidized  loans,  2075  (UPISSL)  dated  2075/06/11-Circular 06/075/76.

  • Commercial Agriculture and Livestock Loan (YSBK): For individuals/organization involved in or willing to involve in agriculture and livestock farming at a commercial level.
  • Educated Youth Self Employment Loan ( शिक्षित युवा स्वरोजगार कर्जा ) : For individuals having minimum educational qualification of Bachelor’s degree.
  • Youth Entrepreneur Loan ( वैदेशिक रोजगारीबाट फर्केका युवा परियोजना कर्जा ) : For individuals who have returned within the last 3 years from the foreign employment and have worked for minimum 6 months in the  same line of work.
  • Women Entrepreneur Loan ( महिला उद्यमशीलता कर्जा ): For individuals or groups of women to set up enterprises to help further develop entrepreneurship among women.
  • Marginalized  Community  Entrepreneur  Development  Loan  ( दलित समुदाय ब्यवसाय कर्जा ): For  individuals  or  groups  from  “Dalit”  marginalized  community  to  promote  commercial  activity related to their traditional skills  and/or profession and ultimately  develop entrepreneurship among them.
  • Higher Technical and Vocational Education Loan ( उच्च र प्राविधिक तथा व्यवसायिक शिक्षा कर्जा ): For students  with  minimum  educational  qualification  of  Secondary  level  or  equivalent,  who  are enrolled or willing to enroll in any college or University in Nepal.
  • Earthquake Victim Home Loan (D-EVLN): For earthquake   affected   victims   willing   to   construct   home   in   collaboration   with   National Reconstruction Authority.

Rates

Find the Forex, Interest & other rates

Locate Us

Find the nearest Branch & ATM Network

Media

Get connected with latest News & Notices

Top