Eligibility:
- All Nepalese women (Individuals/Group).
- The Applicant must be at least 21 years of age (as per citizenship certificate) at the time of submission of loan application.
- Loan must be terminable before the applicant reaches the age of 65 years (for individual borrower’s only).
- In case of business unit as a borrower, the business must be registered with Department Small Industry or any other competent authority as per norms of Know Your Customer.
- Borrower must be literate, that is, able to write and record her/his business activities.
- Loan can be approved in joint names (more than one borrower also). However, at least one of the borrowers must meet the above criteria. The joint borrowers can be undivided family as well as third party members/partners.